1. Stay Informed
Open all letters and emails from your lender. Ignoring them can make things worse.
2. AVOID Scams
Beware of companies promising to “save your home” for upfront fees. Always work with licensed professionals or nonprofit organizations.
3. Know Your Rights and Timeline
Every state has different rules. Understanding the process helps you make smart choices.
4. Contact AJ Group & Explore Assistance Programs
Beware of companies promising to “save your home” for upfront fees. Always work with licensed professionals like AJ Consult Group or nonprofit organizations.
5. Consider All Options Before Walking Away
From refinancing to short sales or deed-in-lieu, you may have alternatives that can reduce financial and credit impact. Always review them with a professional.
6. Plan for the Worst-Case Scenario
Even while trying to save your home, think ahead about backup plans: where you could live temporarily and how to protect your credit. Being prepared reduces stress and gives you more control.